Budgets look at the month. Net worth looks at the direction. Tracking it takes ten minutes to set up and turns scattered accounts into one line that either goes up or doesn't.
What to include
Everything you own that has a resale or cash value, and everything you owe. In Behold you model each as an account or ledger — current, savings, cards, loans — and the dashboard shows the net figure and its trend.
- Assets: cash, savings, investments, property at a conservative value.
- Liabilities: cards, loans, anything with a balance you must repay.
- Leave out: things you wouldn't actually sell.
Update balances on a rhythm
Monthly is enough. Manual updates keep you close to the numbers; connected accounts keep balances current automatically.
What to look for in a tracker
A clear trend over time, separate accounts you can name, and a view that shows net worth beside your monthly picture rather than on a different screen. Those are the three things that make people keep looking.
Behold plan facts in this guide: Free $0 forever · Plus $89.99/year or $8.99/month (2 linked banks, automatic import, Standard Behold AI chat) · Pro $199.99/year or $19.99/month (10 linked banks and Advanced Behold AI).
